11 banks likely to bounce back first
Sure, they’ve been beaten up, but banks aren’t going away. How can investors spot the best buys? One tip: Look for regional banks, which probably will recover sooner.

Can’t stay away from your 401(k) or IRA?
You know you’re not supposed to touch the plans until retirement, but dire economic times may call for desperate measures. Here are 5 ways to avoid or lessen the penalty.

EBay among 10 hot stocks
The operator of the world’s largest online trading community appears on an MSN Money list of recommended stocks. Here are StockScouter’s top picks.

Managerial Incentives and Corporate Fraud: The Sources of Incentives Matter

Operating performance and stock return results imply that managers who commit fraud anticipate large stock price declines if they were to report truthfully, which would cause greater losses for managerial stockholdings than for options because of differences in convexity. Fraud firms have significantly greater incentives from unrestricted stockholdings than control firms do, and unrestricted stockholdings are their largest incentive source. Our results emphasize the importance of the shape and vesting status of incentive payoffs in providing incentives to commit fraud. Fraud firms also have characteristics that suggest a lower likelihood of fraud detection, which implies lower expected costs of fraud.

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5 things to know this week
Is the recent rally just a bear in a bull’s clothing? Merely ‘adequate’ capitalization isn’t enough in tough times. And Geithner’s currency comments crank up the weirdness.