Mortgage Loan Basics: Interest Only Loans, Pay Option ARM Posted By : rateempire
To understand loans and mortgages we need to understand loan limits first. If your loan amount exceeds the amount below, you will qualify for a Jumbo Loan, which carries higher interest rate.

In case of layoff: A financial fire drill
Do you know what your no-frills monthly expenses are? And how long you could stay afloat if you or your mate lost a job? Here’s how to get a game plan.

Help for on-the-brink homeowners
Here’s how to tell if you’re eligible for refinancing or modification from the new federal Making Home Affordable plan.

How CEOs steal from your 401(k)
The fat cats now keep almost 10% of profits for themselves, siphoning off money that could’ve boosted the share prices of the stocks you hold. And the worst of them may take much more.

10 ‘don’t even try it’ deductions
People will tell you lots of things are deductible, and you may be able to write off some. But these 10 ideas are more likely to cost you trouble than save you money.

Fuel Posted By : Steven G
When it comes to business and finance there is a big problem with the ethics of the men and women behind big oil and the government officials that have been elected to keep the well being of the country in check. This article is about the high costs of fuel and some corresponding issues.

Is there a statute of limitations on debt?
Yes, the clock ticks on credit-report scars and on the debts themselves. But that doesn’t necessarily get you off the hook.

Resolving Macroeconomic Uncertainty in Stock and Bond Markets

We establish an empirical link between the ex-ante uncertainty about macroeconomic fundamentals and the ex-post resolution of this uncertainty in financial markets. We measure macroeconomic uncertainty using prices of economic derivatives and relate this measure to changes in implied volatilities of stock and bond options when the economic data is released. Higher macroeconomic uncertainty is associated with greater reduction in implied volatilities following the news release. It is also associated with increased volume and decreased open interest in option markets after the release, consistent with market participants using financial options to hedge or speculate on macroeconomic news.

What’s a P/E? (And 9 other ‘dumb’ questions)
Stocks versus funds? Growth versus value? This confounding market has sent many of us back to the basics. Here are some answers to questions you might be asking.

Financial Success Isn’t Difficult Posted By : rateempire
Financial success isn’t a hard task to master. It simply takes dedication, hard work and a little old fashioned commitment.