Which cars cost more (or less) to insure?
Among the biggest factors determining your auto insurance rate is the kind of car you drive. Differences among models can translate to hundreds of dollars a year.

Mortgage Loan Basics: Interest Only Loans, Pay Option ARM Posted By : rateempire
To understand loans and mortgages we need to understand loan limits first. If your loan amount exceeds the amount below, you will qualify for a Jumbo Loan, which carries higher interest rate.

Dow falls 27 on Wal-Mart’s miss
Wal-Mart and other retailers report horrible holiday shopping seasons. But markets recover from early losses ahead of Friday’s big jobs report. Citigroup agrees to let bankruptcy judges change terms on its mortgages. Whole Foods jumps on takeover talk.

Financial Success Isn’t Difficult Posted By : rateempire
Financial success isn’t a hard task to master. It simply takes dedication, hard work and a little old fashioned commitment.

Dow slumps 245 as economic woes batter stocks
Earnings warnings from Intel, job cuts at Alcoa and a big drop in private-sector payrolls produce the market’s biggest loss since early December. Crude oil falls 12%. Revelations of corporate fraud rock Indian stocks.

A plan to save the economy and Social Security
Here’s a better way to spend the next trillion-dollar rescue: Let’s invest it in good companies and save Social Security at the same time.

Don’t Let Rates Get You, Lock It Posted By : rateempire
When interest rates begin to go up on mortgages, having your rate locked in can really protect you until closing.

10 outrageous insurance claims
A stolen brain, dogs stuck inside furniture, lost Elvis scarves . . . insurance adjusters have heard just about everything. But that doesn’t mean the claims weren’t paid.

How can you pay for college now?
Many schools will work with parents to find emergency loans and other ways to adjust as credit options and investment portfolios shrink.

No crisis for the US dollar — yet
The dollar is on the rise despite a crumbling economy and a teetering financial system, but a long-term decline for the currency looms. So what’s an investor to do?